for Sunrise Banks, N.A. Card Issuer of the OV Cash MasterCard®
What does Sunrise Banks, N.A. do with your Personal Information?
Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information that we collect and share depend on the product or service you have with us. This can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All Financial Companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons Sunrise Banks, N.A. chooses to share; and whether you can limit the sharing.
Reasons we can share your personal information
Does Sunrise Banks, N.A. Share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes –
to offer our products and services to you.
For joint marketing with other financial companies.
For our affiliates’ everyday business purposes – information about your transactions and experiences.
For our affiliates’ everyday business purposes- information about your creditworthiness.
We don’t share
For our affiliates to market to you.
We don’t share
For non-affiliates to market to you.
We don’t share
Who we are
Who is providing this notice?
Sunrise Banks, N.A.
What we do
How does Sunrise Banks, N.A. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sunrise Banks, N.A. collect my personal information?
We collect personal information, for example, when you
· Open a Card or use your card
· Pay your bills or make a purchase
· Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
· Sharing for affiliates everyday business purposes information about your creditworthiness,
· Affiliates from using your information to market to you,
· Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
· Our affiliates include financial companies such as University Financial Corp. dba Sunrise Banks.
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
· Sunrise Banks, N.A. does not share with non-affiliates so they can market to you.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
· Our joint marketing partners include prepaid card companies.